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An abstractor is responsible for finding all major transactions and legal issues including:
An abstract is a gathering of information which materially affects a speciﬁc tract of land by recognizing the signiﬁcance of recorded matters. The documents and information are typically arranged in chronological order and date back to a minimum of 40 years.
An examination of public records to determine the ownership, including any encumbrances, of a speciﬁc piece of property.
Uncovering any delinquent taxes and obtaining current Tax information based on municipality. If unpaid at the time of purchase this would be a ﬁrst lien on a property. It is crucial to know about this before purchase so that the current owner can properly dispose of them prior to sale.
The decision of a court of law that when recorded becomes a lien on real property of the defendant. A judgment is a court ruling that can give a creditor the right to take possession of a debtor's real property if the debtor fails to pay.
This Court is established in every county to hear cases involving the affairs of decedents, including the probate of wills, and the administration of estates and trust proceedings. Just as it is important for title agents to ensure the deed has the proper legal description, the same is true for Surrogate Court orders transferring title.
The U.S. Treasury has a Blocked Persons List. Individuals and entities who are identified by the US government are essentially members of their “Most Wanted List”. Our clients need to know if they are inadvertently dealing with any person or entity who has been identified as an enemy of the state by our government.
Informational searches that encompass building and fire department records and environmental violations as well as information about the abutting street. Municipal Searches will show proof that the local building codes and zoning ordinances have been complied with and that the premises is not subject to any fire violations.